The Delaware workers compensation market is a competitive, innovative and dynamic system in which many different programs and actions interact to determine policy provisions and prices. To assist all system participants in better understanding and monitoring the principal features of this evolving system and their respective impacts on policy costs, the DCRB has developed the following Market Profile Report.
The Market Profile Report is initially based on policy information filed with the DCRB when each commercial insurance policy is issued. These reports are titled "Market Profile Analysis-Policies Effective (Date) through (Date)" These reports reflect policy estimates instead of final audited exposures. As policies mature and unit statistical reports begin to be submitted by carriers, the policy information originally used to produce the Market Profile Reports is replaced by the unit statistical data. Unit statistical data reflects final audited exposures.